<?xml version="1.0" encoding="UTF-8"?><?xml-stylesheet type="text/xsl" href="//brokerriskmanagement.com/main-sitemap.xsl"?>
<urlset xmlns:xsi="http://www.w3.org/2001/XMLSchema-instance" xmlns:image="http://www.google.com/schemas/sitemap-image/1.1" xsi:schemaLocation="http://www.sitemaps.org/schemas/sitemap/0.9 http://www.sitemaps.org/schemas/sitemap/0.9/sitemap.xsd http://www.google.com/schemas/sitemap-image/1.1 http://www.google.com/schemas/sitemap-image/1.1/sitemap-image.xsd" xmlns="http://www.sitemaps.org/schemas/sitemap/0.9">
	<url>
		<loc>https://brokerriskmanagement.com/uncategorized/questions-and-answers-from-car-forms-release-webinar-held-on-december-8-2025/</loc>
		<lastmod>2025-12-13T00:27:31+00:00</lastmod>
	</url>
	<url>
		<loc>https://brokerriskmanagement.com/uncategorized/december-2025-forms-release/</loc>
		<lastmod>2025-12-05T20:06:35+00:00</lastmod>
	</url>
	<url>
		<loc>https://brokerriskmanagement.com/broker-alerts/brokers-are-cautioned-to-verify-agents-automobile-insurance/</loc>
		<lastmod>2025-12-04T21:02:44+00:00</lastmod>
	</url>
	<url>
		<loc>https://brokerriskmanagement.com/broker-alerts/the-importance-of-purchasing-errors-and-omissions-insurance-from-a-reputable-insurance-company/</loc>
		<lastmod>2025-12-04T20:48:37+00:00</lastmod>
	</url>
	<url>
		<loc>https://brokerriskmanagement.com/broker-alerts/broker-alert-happy-holidays-broker-risk-management-updates/</loc>
		<lastmod>2025-12-04T20:45:50+00:00</lastmod>
	</url>
	<url>
		<loc>https://brokerriskmanagement.com/uncategorized/risks-when-selling-properties-with-accessory-dwelling-units/</loc>
		<lastmod>2025-11-21T22:42:09+00:00</lastmod>
	</url>
	<url>
		<loc>https://brokerriskmanagement.com/uncategorized/continuing-questions-from-a-close-look-at-the-rpa-webinar/</loc>
		<lastmod>2025-11-21T22:38:30+00:00</lastmod>
	</url>
	<url>
		<loc>https://brokerriskmanagement.com/uncategorized/questions-and-answers-from-a-close-look-at-cars-residential-purchase-agreement-webinar-part-1/</loc>
		<lastmod>2025-11-07T19:57:55+00:00</lastmod>
	</url>
	<url>
		<loc>https://brokerriskmanagement.com/uncategorized/continuing-risks-of-using-artificial-intelligence/</loc>
		<lastmod>2025-11-07T19:55:28+00:00</lastmod>
	</url>
	<url>
		<loc>https://brokerriskmanagement.com/broker-alerts/updated-advisory-regarding-agents-side-businesses/</loc>
		<lastmod>2025-11-07T08:29:04+00:00</lastmod>
	</url>
	<url>
		<loc>https://brokerriskmanagement.com/uncategorized/risks-of-work-being-performed-post-close-of-escrow/</loc>
		<lastmod>2025-10-24T19:51:14+00:00</lastmod>
	</url>
	<url>
		<loc>https://brokerriskmanagement.com/uncategorized/transfer-disclosure-statement-revisited/</loc>
		<lastmod>2025-10-17T21:11:28+00:00</lastmod>
	</url>
	<url>
		<loc>https://brokerriskmanagement.com/uncategorized/questions-and-answers-from-fall-risk-management-webinar-2/</loc>
		<lastmod>2025-10-17T21:05:53+00:00</lastmod>
	</url>
	<url>
		<loc>https://brokerriskmanagement.com/uncategorized/risks-of-a-buyers-occupation-of-a-property-prior-to-the-close-of-escrow/</loc>
		<lastmod>2025-10-03T19:55:31+00:00</lastmod>
	</url>
	<url>
		<loc>https://brokerriskmanagement.com/uncategorized/question-and-answer-from-september-8-2025-webinar-regarding-post-close-of-escrow-issues/</loc>
		<lastmod>2025-09-26T21:13:33+00:00</lastmod>
	</url>
	<url>
		<loc>https://brokerriskmanagement.com/blog/four-part-webinar-series-is-now-available-to-view/</loc>
		<lastmod>2025-09-24T17:24:21+00:00</lastmod>
	</url>
	<url>
		<loc>https://brokerriskmanagement.com/uncategorized/c-a-r-september-new-and-revised-forms-release/</loc>
		<lastmod>2025-09-19T23:24:31+00:00</lastmod>
	</url>
	<url>
		<loc>https://brokerriskmanagement.com/uncategorized/handling-co-listing-agreements/</loc>
		<lastmod>2025-09-12T22:27:24+00:00</lastmod>
	</url>
	<url>
		<loc>https://brokerriskmanagement.com/broker-alerts/further-discussion-on-finders-fees/</loc>
		<lastmod>2025-09-12T00:30:52+00:00</lastmod>
	</url>
	<url>
		<loc>https://brokerriskmanagement.com/uncategorized/reminders-regarding-short-sales/</loc>
		<lastmod>2025-09-06T00:07:24+00:00</lastmod>
	</url>
	<url>
		<loc>https://brokerriskmanagement.com/uncategorized/questions-and-answers-from-webinar-regarding-back-to-basics-contracts/</loc>
		<lastmod>2025-08-30T00:02:32+00:00</lastmod>
	</url>
	<url>
		<loc>https://brokerriskmanagement.com/uncategorized/handling-if-the-hoa-refuses-to-provide-a-balcony-inspection-report/</loc>
		<lastmod>2025-08-22T19:13:49+00:00</lastmod>
	</url>
	<url>
		<loc>https://brokerriskmanagement.com/uncategorized/handling-transactions-when-buyers-do-not-receive-all-information-or-documents-from-a-homeowners-association/</loc>
		<lastmod>2025-08-15T18:53:35+00:00</lastmod>
	</url>
	<url>
		<loc>https://brokerriskmanagement.com/uncategorized/what-is-a-finder-can-i-pay-an-unlicensed-person-a-finders-fee/</loc>
		<lastmod>2025-08-08T22:52:34+00:00</lastmod>
	</url>
	<url>
		<loc>https://brokerriskmanagement.com/uncategorized/do-ghosts-and-ghostly-presence-need-to-be-disclosed/</loc>
		<lastmod>2025-08-01T23:30:51+00:00</lastmod>
	</url>
	<url>
		<loc>https://brokerriskmanagement.com/uncategorized/differences-between-a-transfer-disclosure-statement-and-a-seller-property-questionnaire/</loc>
		<lastmod>2025-07-25T22:50:58+00:00</lastmod>
	</url>
	<url>
		<loc>https://brokerriskmanagement.com/uncategorized/questions-and-answers-from-webinar-on-july-14-2025/</loc>
		<lastmod>2025-07-18T23:51:54+00:00</lastmod>
	</url>
	<url>
		<loc>https://brokerriskmanagement.com/uncategorized/department-of-real-estate-bulletin-regarding-broker-compensation-through-escrow/</loc>
		<lastmod>2025-07-11T16:30:33+00:00</lastmod>
	</url>
	<url>
		<loc>https://brokerriskmanagement.com/uncategorized/risks-of-using-artificial-intelligence-to-summarize-disclosures/</loc>
		<lastmod>2025-06-27T18:20:40+00:00</lastmod>
	</url>
	<url>
		<loc>https://brokerriskmanagement.com/uncategorized/agents-be-aware-to-protect-clients-privacy/</loc>
		<lastmod>2025-06-20T21:20:07+00:00</lastmod>
	</url>
	<url>
		<loc>https://brokerriskmanagement.com/uncategorized/questions-and-answers-from-car-new-forms-webinar/</loc>
		<lastmod>2025-06-13T23:09:08+00:00</lastmod>
	</url>
	<url>
		<loc>https://brokerriskmanagement.com/blog/shannon-b-jones-named-as-super-lawyer-for-2025/</loc>
		<lastmod>2025-06-12T14:48:41+00:00</lastmod>
	</url>
	<url>
		<loc>https://brokerriskmanagement.com/uncategorized/c-a-r-june-2025-new-and-revised-forms-release/</loc>
		<lastmod>2025-06-06T16:33:12+00:00</lastmod>
	</url>
	<url>
		<loc>https://brokerriskmanagement.com/uncategorized/reminder-regarding-the-home-equity-sales-contract-act/</loc>
		<lastmod>2025-05-30T20:48:17+00:00</lastmod>
	</url>
	<url>
		<loc>https://brokerriskmanagement.com/uncategorized/proper-cancellation-of-a-car-residential-purchase-agreement/</loc>
		<lastmod>2025-05-23T19:37:41+00:00</lastmod>
	</url>
	<url>
		<loc>https://brokerriskmanagement.com/uncategorized/the-risks-of-using-handyman-and-other-unlicensed-professionals/</loc>
		<lastmod>2025-05-16T17:52:30+00:00</lastmod>
	</url>
	<url>
		<loc>https://brokerriskmanagement.com/uncategorized/questions-and-answers-following-agency-and-transaction-coordinator-webinar/</loc>
		<lastmod>2025-05-14T00:36:25+00:00</lastmod>
	</url>
	<url>
		<loc>https://brokerriskmanagement.com/uncategorized/nars-new-multiple-listing-options-for-sellers-exception-to-the-clear-cooperation-policy-your-questions-answered/</loc>
		<lastmod>2025-05-14T00:36:23+00:00</lastmod>
	</url>
	<url>
		<loc>https://brokerriskmanagement.com/uncategorized/continuing-risks-related-to-open-houses/</loc>
		<lastmod>2025-05-14T00:36:22+00:00</lastmod>
	</url>
	<url>
		<loc>https://brokerriskmanagement.com/uncategorized/the-risks-of-using-a-virtual-assistant/</loc>
		<lastmod>2025-05-14T00:34:13+00:00</lastmod>
	</url>
	<url>
		<loc>https://brokerriskmanagement.com/forms/co-listing-agreement/</loc>
		<lastmod>2025-05-14T00:34:04+00:00</lastmod>
	</url>
	<url>
		<loc>https://brokerriskmanagement.com/forms/co-listing-agreement-for-open-houses/</loc>
		<lastmod>2025-05-14T00:33:58+00:00</lastmod>
	</url>
	<url>
		<loc>https://brokerriskmanagement.com/forms/co-listing-agreement-for-open-houses-within-same-brokerage/</loc>
		<lastmod>2025-05-14T00:33:53+00:00</lastmod>
	</url>
	<url>
		<loc>https://brokerriskmanagement.com/uncategorized/questions-and-answers-from-the-discussion-on-risk-management-webinar/</loc>
		<lastmod>2025-05-09T21:17:27+00:00</lastmod>
	</url>
	<url>
		<loc>https://brokerriskmanagement.com/uncategorized/new-nar-mls-options-for-clear-cooperation-policy/</loc>
		<lastmod>2025-05-06T20:08:46+00:00</lastmod>
	</url>
	<url>
		<loc>https://brokerriskmanagement.com/uncategorized/team-divorces/</loc>
		<lastmod>2025-04-07T12:17:53+00:00</lastmod>
	</url>
	<url>
		<loc>https://brokerriskmanagement.com/uncategorized/risks-of-allowing-the-buyer-to-perform-repairs-prior-to-the-close-of-escrow-2/</loc>
		<lastmod>2025-04-01T19:43:31+00:00</lastmod>
	</url>
	<url>
		<loc>https://brokerriskmanagement.com/uncategorized/questions-and-answers-from-fair-housing-webinar/</loc>
		<lastmod>2025-04-01T19:34:12+00:00</lastmod>
	</url>
	<url>
		<loc>https://brokerriskmanagement.com/uncategorized/the-risks-of-working-with-wholesalers/</loc>
		<lastmod>2025-04-01T19:26:58+00:00</lastmod>
	</url>
	<url>
		<loc>https://brokerriskmanagement.com/broker-alerts/risks-affiliated-with-the-purchase-and-sale-of-properties-in-the-pacific-palisades-fire-area/</loc>
		<lastmod>2025-03-18T08:12:35+00:00</lastmod>
	</url>
	<url>
		<loc>https://brokerriskmanagement.com/uncategorized/questions-and-answers-regarding-balcony-inspections/</loc>
		<lastmod>2025-03-13T12:12:42+00:00</lastmod>
	</url>
	<url>
		<loc>https://brokerriskmanagement.com/uncategorized/advising-the-seller-to-confirm-the-buyers-agents-entitlement-to-compensation/</loc>
		<lastmod>2025-03-13T12:11:41+00:00</lastmod>
	</url>
	<url>
		<loc>https://brokerriskmanagement.com/broker-alerts/state-of-californias-executive-order-arising-out-of-the-fires/</loc>
		<lastmod>2025-03-13T11:58:02+00:00</lastmod>
	</url>
	<url>
		<loc>https://brokerriskmanagement.com/broker-alerts/broker-alert/</loc>
		<lastmod>2025-03-13T11:46:22+00:00</lastmod>
	</url>
	<url>
		<loc>https://brokerriskmanagement.com/broker-alerts/section-8-tenants-2/</loc>
		<lastmod>2025-03-13T11:45:43+00:00</lastmod>
	</url>
	<url>
		<loc>https://brokerriskmanagement.com/uncategorized/referral-fees-after-the-nar-settlement/</loc>
		<lastmod>2025-02-20T20:43:16+00:00</lastmod>
	</url>
	<url>
		<loc>https://brokerriskmanagement.com/uncategorized/handling-new-subdivision-sales-post-nar-settlement/</loc>
		<lastmod>2025-02-20T20:42:14+00:00</lastmod>
	</url>
	<url>
		<loc>https://brokerriskmanagement.com/uncategorized/handling-buyers-who-cannot-pay-their-agent/</loc>
		<lastmod>2025-02-20T20:40:47+00:00</lastmod>
	</url>
	<url>
		<loc>https://brokerriskmanagement.com/uncategorized/buyers-single-transaction-compensation-agreement/</loc>
		<lastmod>2025-02-20T20:39:50+00:00</lastmod>
	</url>
	<url>
		<loc>https://brokerriskmanagement.com/uncategorized/further-options-for-if-a-buyer-does-not-pay-the-buyers-broker-commission/</loc>
		<lastmod>2025-02-20T20:35:07+00:00</lastmod>
	</url>
	<url>
		<loc>https://brokerriskmanagement.com/uncategorized/more-questions-and-answers-arising-out-of-october-7-2024-risk-management-seminar/</loc>
		<lastmod>2025-02-20T20:33:51+00:00</lastmod>
	</url>
	<url>
		<loc>https://brokerriskmanagement.com/uncategorized/handling-inconsistencies-in-the-buyers-agents-compensation-between-the-buyer-representation-agreement-and-purchase-agreement/</loc>
		<lastmod>2025-02-20T20:26:02+00:00</lastmod>
	</url>
	<url>
		<loc>https://brokerriskmanagement.com/uncategorized/handling-transfers-of-a-buyer-representation-agreement/</loc>
		<lastmod>2025-02-20T20:18:55+00:00</lastmod>
	</url>
	<url>
		<loc>https://brokerriskmanagement.com/uncategorized/additional-questions-and-issues-arising-out-of-the-los-angeles-fires/</loc>
		<lastmod>2025-02-20T20:14:38+00:00</lastmod>
	</url>
	<url>
		<loc>https://brokerriskmanagement.com/blog/blog-regarding-car-forms-release-webinar/</loc>
		<lastmod>2025-02-20T19:40:46+00:00</lastmod>
	</url>
	<url>
		<loc>https://brokerriskmanagement.com/blog/further-issues-arising-from-nar-settlement-and-car-forms-release/</loc>
		<lastmod>2025-02-20T19:40:45+00:00</lastmod>
	</url>
	<url>
		<loc>https://brokerriskmanagement.com/blog/nar-settlement-and-post-settlement-car-forms-training-session/</loc>
		<lastmod>2025-02-20T19:40:44+00:00</lastmod>
	</url>
	<url>
		<loc>https://brokerriskmanagement.com/blog/post-nar-settlement-issues-webinar-replay/</loc>
		<lastmod>2025-02-20T19:40:43+00:00</lastmod>
	</url>
	<url>
		<loc>https://brokerriskmanagement.com/blog/home-flipping-company-fined-by-the-district-of-columbia-attorney-general/</loc>
		<lastmod>2025-02-20T19:40:42+00:00</lastmod>
	</url>
	<url>
		<loc>https://brokerriskmanagement.com/blog/community-relief-effort-supporting-victims-of-helene-and-milton/</loc>
		<lastmod>2025-02-20T19:40:41+00:00</lastmod>
	</url>
	<url>
		<loc>https://brokerriskmanagement.com/blog/william-jansen-2024-california-distinguished-realtor-award/</loc>
		<lastmod>2025-02-20T19:40:40+00:00</lastmod>
	</url>
	<url>
		<loc>https://brokerriskmanagement.com/blog/current-issues-with-the-department-of-real-estate-webinar/</loc>
		<lastmod>2025-02-20T19:40:39+00:00</lastmod>
	</url>
	<url>
		<loc>https://brokerriskmanagement.com/blog/discussion-on-the-c-a-r-new-and-revised-forms-release/</loc>
		<lastmod>2025-02-20T19:40:38+00:00</lastmod>
	</url>
	<url>
		<loc>https://brokerriskmanagement.com/blog/new-statutes-affecting-real-estate-in-2025/</loc>
		<lastmod>2025-02-20T19:40:37+00:00</lastmod>
	</url>
	<url>
		<loc>https://brokerriskmanagement.com/blog/california-legistlature-currently-considering-a-bill-requiring-buyer-broker-agreements/</loc>
		<lastmod>2025-02-20T19:11:41+00:00</lastmod>
	</url>
	<url>
		<loc>https://brokerriskmanagement.com/uncategorized/risks-associated-with-agents-side-businesses/</loc>
		<lastmod>2025-02-05T09:55:53+00:00</lastmod>
	</url>
	<url>
		<loc>https://brokerriskmanagement.com/uncategorized/legal-issues-arising-from-the-los-angeles-fires/</loc>
		<lastmod>2025-02-05T09:49:57+00:00</lastmod>
	</url>
	<url>
		<loc>https://brokerriskmanagement.com/uncategorized/new-law-requiring-all-dre-licensees-to-have-a-buyer-representation-agreement/</loc>
		<lastmod>2025-02-05T09:48:27+00:00</lastmod>
	</url>
	<url>
		<loc>https://brokerriskmanagement.com/uncategorized/further-questions-and-answers-regarding-car-forms/</loc>
		<lastmod>2025-02-05T09:45:16+00:00</lastmod>
	</url>
	<url>
		<loc>https://brokerriskmanagement.com/uncategorized/evaluation-of-a-contract-negotiation-and-whether-a-contract-was-consummated/</loc>
		<lastmod>2025-02-05T08:03:45+00:00</lastmod>
	</url>
	<url>
		<loc>https://brokerriskmanagement.com/uncategorized/c-a-r-new-and-revised-forms-december-2024-release/</loc>
		<lastmod>2025-02-05T08:00:39+00:00</lastmod>
	</url>
	<url>
		<loc>https://brokerriskmanagement.com/uncategorized/questions-and-answers-regarding-post-nar-settlement-issues-and-risk-management/</loc>
		<lastmod>2025-02-05T07:52:25+00:00</lastmod>
	</url>
	<url>
		<loc>https://brokerriskmanagement.com/uncategorized/differences-between-the-nar-settlement-requirements-and-the-new-2025-california-law-requiring-all-licensees-to-have-a-buyer-representation-agreement/</loc>
		<lastmod>2025-02-05T07:49:15+00:00</lastmod>
	</url>
	<url>
		<loc>https://brokerriskmanagement.com/uncategorized/risks-of-using-non-industry-or-outdated-forms/</loc>
		<lastmod>2025-02-05T07:46:33+00:00</lastmod>
	</url>
	<url>
		<loc>https://brokerriskmanagement.com/uncategorized/questions-and-answers-from-risk-management-seminar-revised/</loc>
		<lastmod>2025-02-05T07:29:36+00:00</lastmod>
	</url>
	<url>
		<loc>https://brokerriskmanagement.com/uncategorized/more-nar-issues-and-qa/</loc>
		<lastmod>2025-02-05T07:24:08+00:00</lastmod>
	</url>
	<url>
		<loc>https://brokerriskmanagement.com/uncategorized/more-questions-and-answers-regarding-post-nar-issues/</loc>
		<lastmod>2025-02-05T07:13:09+00:00</lastmod>
	</url>
	<url>
		<loc>https://brokerriskmanagement.com/uncategorized/considerations-when-meeting-with-a-seller-to-list-the-property-post-nar-settlement/</loc>
		<lastmod>2025-02-05T07:01:05+00:00</lastmod>
	</url>
	<url>
		<loc>https://brokerriskmanagement.com/broker-practice/agents-managing-own-property/</loc>
		<lastmod>2024-12-09T05:36:16+00:00</lastmod>
	</url>
	<url>
		<loc>https://brokerriskmanagement.com/broker-practice/new-law-regarding-keeping-texts-tweets-other-electronic-communications/</loc>
		<lastmod>2024-12-09T05:36:16+00:00</lastmod>
	</url>
	<url>
		<loc>https://brokerriskmanagement.com/advisories-forms/smoke-alarms-and-co-detectors-in-rentals/</loc>
		<lastmod>2024-12-09T05:36:16+00:00</lastmod>
	</url>
	<url>
		<loc>https://brokerriskmanagement.com/contracts-forms/buyer-inspection-election/</loc>
		<lastmod>2024-12-09T05:36:15+00:00</lastmod>
	</url>
	<url>
		<loc>https://brokerriskmanagement.com/broker-practice/listing-price-tbd/</loc>
		<lastmod>2024-12-09T05:36:15+00:00</lastmod>
	</url>
	<url>
		<loc>https://brokerriskmanagement.com/broker-practice/manner-of-holding-title/</loc>
		<lastmod>2024-12-09T05:36:14+00:00</lastmod>
	</url>
	<url>
		<loc>https://brokerriskmanagement.com/miscellaneous/sale-price-is-no-longer-private/</loc>
		<lastmod>2024-12-09T05:36:14+00:00</lastmod>
	</url>
	<url>
		<loc>https://brokerriskmanagement.com/agency/listing-agent-with-own-offer-in-a-multiple-offer-situation/</loc>
		<lastmod>2024-12-09T05:36:14+00:00</lastmod>
	</url>
	<url>
		<loc>https://brokerriskmanagement.com/landlord-tenant/tenant-terminates-lease-early/</loc>
		<lastmod>2024-12-09T05:36:13+00:00</lastmod>
	</url>
	<url>
		<loc>https://brokerriskmanagement.com/contracts-forms/back-up-offers/</loc>
		<lastmod>2024-12-09T05:36:13+00:00</lastmod>
	</url>
	<url>
		<loc>https://brokerriskmanagement.com/arbitration-mediation-liquidated-damages/mediation-for-buyers-and-sellers-a-new-mediation-service-from-car/</loc>
		<lastmod>2024-12-09T05:36:13+00:00</lastmod>
	</url>
	<url>
		<loc>https://brokerriskmanagement.com/arbitration-mediation-liquidated-damages/multiple-offers-and-counter-offers-or-fast-market-blues/</loc>
		<lastmod>2024-12-09T05:36:12+00:00</lastmod>
	</url>
	<url>
		<loc>https://brokerriskmanagement.com/advertising/co-branded-advertising-with-lenders-or-other-settlement-service-providers/</loc>
		<lastmod>2024-12-09T05:36:12+00:00</lastmod>
	</url>
	<url>
		<loc>https://brokerriskmanagement.com/broker-practice/agents-inspection-of-property-when-required/</loc>
		<lastmod>2024-12-09T05:36:12+00:00</lastmod>
	</url>
	<url>
		<loc>https://brokerriskmanagement.com/contracts-forms/option-agreements/</loc>
		<lastmod>2024-12-09T05:36:11+00:00</lastmod>
	</url>
	<url>
		<loc>https://brokerriskmanagement.com/broker-practice/bad-faith/</loc>
		<lastmod>2024-12-09T05:36:11+00:00</lastmod>
	</url>
	<url>
		<loc>https://brokerriskmanagement.com/commissions/when-is-a-commission-earned/</loc>
		<lastmod>2024-12-09T05:36:10+00:00</lastmod>
	</url>
	<url>
		<loc>https://brokerriskmanagement.com/advertising/advertising-other-brokers-listings-idx-rules/</loc>
		<lastmod>2024-12-09T05:36:10+00:00</lastmod>
	</url>
	<url>
		<loc>https://brokerriskmanagement.com/miscellaneous/pace-loans/</loc>
		<lastmod>2024-12-09T05:36:08+00:00</lastmod>
	</url>
	<url>
		<loc>https://brokerriskmanagement.com/disclosures/natural-hazards-disclosure/</loc>
		<lastmod>2024-12-09T05:36:06+00:00</lastmod>
	</url>
	<url>
		<loc>https://brokerriskmanagement.com/disclosures/disclosing-bad-reports-from-prior-buyers/</loc>
		<lastmod>2024-12-09T05:35:42+00:00</lastmod>
	</url>
	<url>
		<loc>https://brokerriskmanagement.com/agency/terminate-agency-duties-with-a-first-buyer-before-representing-a-second-buyer-on-the-same-property/</loc>
		<lastmod>2024-12-09T05:35:42+00:00</lastmod>
	</url>
	<url>
		<loc>https://brokerriskmanagement.com/miscellaneous/small-claims-court-manual/</loc>
		<lastmod>2024-12-09T05:35:41+00:00</lastmod>
	</url>
	<url>
		<loc>https://brokerriskmanagement.com/contracts-forms/contract-basics/</loc>
		<lastmod>2024-12-09T05:35:41+00:00</lastmod>
	</url>
	<url>
		<loc>https://brokerriskmanagement.com/disclosures/completing-the-agent-visual-inspection-disclosure-avid-the-right-way/</loc>
		<lastmod>2024-12-09T05:35:41+00:00</lastmod>
	</url>
	<url>
		<loc>https://brokerriskmanagement.com/landlord-tenant/weekend-open-houses-and-showings/</loc>
		<lastmod>2024-12-09T05:35:40+00:00</lastmod>
	</url>
	<url>
		<loc>https://brokerriskmanagement.com/probate-trusts/probate-sales-under-the-independent-administration-of-estates-act-iaea/</loc>
		<lastmod>2024-12-09T05:35:40+00:00</lastmod>
	</url>
	<url>
		<loc>https://brokerriskmanagement.com/contracts-forms/listing-withdrawal-or-listing-cancellation/</loc>
		<lastmod>2024-12-09T05:35:40+00:00</lastmod>
	</url>
	<url>
		<loc>https://brokerriskmanagement.com/contracts-forms/contract-language-from-third-parties/</loc>
		<lastmod>2024-12-09T05:35:39+00:00</lastmod>
	</url>
	<url>
		<loc>https://brokerriskmanagement.com/advertising/truth-in-advertising-be-careful-with-all-details/</loc>
		<lastmod>2024-12-09T05:35:39+00:00</lastmod>
	</url>
	<url>
		<loc>https://brokerriskmanagement.com/referral-fees-respa/10-rules-for-referral-fees-between-brokers-and-others/</loc>
		<lastmod>2024-12-09T05:35:39+00:00</lastmod>
	</url>
	<url>
		<loc>https://brokerriskmanagement.com/broker-practice/handling-1031-exchanges/</loc>
		<lastmod>2024-12-09T05:35:38+00:00</lastmod>
	</url>
	<url>
		<loc>https://brokerriskmanagement.com/homeowners-associations-condos-subdivisions/hoa-board-and-committee-membership-issues/</loc>
		<lastmod>2024-12-09T05:35:38+00:00</lastmod>
	</url>
	<url>
		<loc>https://brokerriskmanagement.com/financing-appraisals/seller-financing-after-the-dodd-frank-act/</loc>
		<lastmod>2024-12-09T05:35:38+00:00</lastmod>
	</url>
	<url>
		<loc>https://brokerriskmanagement.com/commissions/dual-or-variable-commission-arrangements/</loc>
		<lastmod>2024-12-09T05:35:37+00:00</lastmod>
	</url>
	<url>
		<loc>https://brokerriskmanagement.com/advertising/using-another-brokers-photographs-and-transaction-information/</loc>
		<lastmod>2024-12-09T05:35:37+00:00</lastmod>
	</url>
	<url>
		<loc>https://brokerriskmanagement.com/miscellaneous/statutes-of-limitations/</loc>
		<lastmod>2024-12-09T05:35:37+00:00</lastmod>
	</url>
	<url>
		<loc>https://brokerriskmanagement.com/broker-practice/smoke-alarm-requirements/</loc>
		<lastmod>2024-12-09T05:35:36+00:00</lastmod>
	</url>
	<url>
		<loc>https://brokerriskmanagement.com/broker-practice/read-read-read/</loc>
		<lastmod>2024-12-09T05:35:36+00:00</lastmod>
	</url>
	<url>
		<loc>https://brokerriskmanagement.com/miscellaneous/wire-fraud-scam-alert/</loc>
		<lastmod>2024-12-09T05:35:35+00:00</lastmod>
	</url>
	<url>
		<loc>https://brokerriskmanagement.com/miscellaneous/new-legal-requirement-for-self-reporting-by-real-estate-licensees-of-felony-charges-convictions-of-any-felony-or-misdemeanor-and-any-disciplinary-actions-taken-by-another-licensing-authority/</loc>
		<lastmod>2024-12-09T05:35:15+00:00</lastmod>
	</url>
	<url>
		<loc>https://brokerriskmanagement.com/miscellaneous/licensees-must-print-dre-license-certificates/</loc>
		<lastmod>2024-12-09T05:35:14+00:00</lastmod>
	</url>
	<url>
		<loc>https://brokerriskmanagement.com/homeowners-associations-condos-subdivisions/hoa-liens-and-assessments-in-short-sales/</loc>
		<lastmod>2024-12-09T05:35:14+00:00</lastmod>
	</url>
	<url>
		<loc>https://brokerriskmanagement.com/contracts-forms/statute-of-frauds-or-why-do-contracts-have-to-be-in-writing/</loc>
		<lastmod>2024-12-09T05:35:14+00:00</lastmod>
	</url>
	<url>
		<loc>https://brokerriskmanagement.com/homeowners-associations-condos-subdivisions/public-reports/</loc>
		<lastmod>2024-12-09T05:35:13+00:00</lastmod>
	</url>
	<url>
		<loc>https://brokerriskmanagement.com/foreclosures-short-sales/new-mls-rule-on-short-sale-compensation/</loc>
		<lastmod>2024-12-09T05:35:13+00:00</lastmod>
	</url>
	<url>
		<loc>https://brokerriskmanagement.com/contracts-forms/car-sample-transaction-letters/</loc>
		<lastmod>2024-12-09T05:35:12+00:00</lastmod>
	</url>
	<url>
		<loc>https://brokerriskmanagement.com/miscellaneous/leased-security-and-solar-systems-and-and-other-types-of-leased-systems-and-equipment/</loc>
		<lastmod>2024-12-09T05:35:12+00:00</lastmod>
	</url>
	<url>
		<loc>https://brokerriskmanagement.com/mls-board-association-issues/open-or-non-exclusive-listings/</loc>
		<lastmod>2024-12-09T05:35:12+00:00</lastmod>
	</url>
	<url>
		<loc>https://brokerriskmanagement.com/disclosures/how-to-deliver-the-combined-hazards-book-disclosures/</loc>
		<lastmod>2024-12-09T05:35:11+00:00</lastmod>
	</url>
	<url>
		<loc>https://brokerriskmanagement.com/commissions/attempting-to-change-a-commission-in-a-counter-offer/</loc>
		<lastmod>2024-12-09T05:35:11+00:00</lastmod>
	</url>
	<url>
		<loc>https://brokerriskmanagement.com/fair-housing/caution-rental-testers-looking-for-discrimination-in-rentals/</loc>
		<lastmod>2024-12-09T05:35:11+00:00</lastmod>
	</url>
	<url>
		<loc>https://brokerriskmanagement.com/broker-practice/cooperating-with-clients-attorney-when-there-is-a-claim/</loc>
		<lastmod>2024-12-09T05:35:10+00:00</lastmod>
	</url>
	<url>
		<loc>https://brokerriskmanagement.com/broker-practice/received-read-and-approved/</loc>
		<lastmod>2024-12-09T05:35:10+00:00</lastmod>
	</url>
	<url>
		<loc>https://brokerriskmanagement.com/miscellaneous/car-finance-helpline/</loc>
		<lastmod>2024-12-09T05:35:09+00:00</lastmod>
	</url>
	<url>
		<loc>https://brokerriskmanagement.com/commissions/listing-agent-stole-my-buyer/</loc>
		<lastmod>2024-12-09T05:35:09+00:00</lastmod>
	</url>
	<url>
		<loc>https://brokerriskmanagement.com/broker-practice/agent-credit-to-buyer-avoiding-problems/</loc>
		<lastmod>2024-12-09T05:35:09+00:00</lastmod>
	</url>
	<url>
		<loc>https://brokerriskmanagement.com/miscellaneous/agent-corporations/</loc>
		<lastmod>2024-12-09T05:35:07+00:00</lastmod>
	</url>
	<url>
		<loc>https://brokerriskmanagement.com/contracts-forms/not-all-sellers-sign-or-wrong-seller-signs/</loc>
		<lastmod>2024-12-09T05:35:05+00:00</lastmod>
	</url>
	<url>
		<loc>https://brokerriskmanagement.com/contracts-forms/use-counter-offer-forms-not-addendum-forms-to-create-contracts/</loc>
		<lastmod>2024-12-09T05:35:05+00:00</lastmod>
	</url>
	<url>
		<loc>https://brokerriskmanagement.com/landlord-tenant/habitability-in-rentals/</loc>
		<lastmod>2024-12-09T05:34:45+00:00</lastmod>
	</url>
	<url>
		<loc>https://brokerriskmanagement.com/advertising/what-is-green/</loc>
		<lastmod>2024-12-09T05:34:45+00:00</lastmod>
	</url>
	<url>
		<loc>https://brokerriskmanagement.com/foreclosures-short-sales/short-sale-flipping-warning/</loc>
		<lastmod>2024-12-09T05:34:44+00:00</lastmod>
	</url>
	<url>
		<loc>https://brokerriskmanagement.com/disclosures/attribute-and-disclaim/</loc>
		<lastmod>2024-12-09T05:34:44+00:00</lastmod>
	</url>
	<url>
		<loc>https://brokerriskmanagement.com/broker-practice/co-detectors-in-residences-updated/</loc>
		<lastmod>2024-12-09T05:34:43+00:00</lastmod>
	</url>
	<url>
		<loc>https://brokerriskmanagement.com/broker-practice/mechanics-liens/</loc>
		<lastmod>2024-12-09T05:34:43+00:00</lastmod>
	</url>
	<url>
		<loc>https://brokerriskmanagement.com/foreclosures-short-sales/all-short-sale-lenders-are-now-prohibited-from-pursuing-borrowersellers-after-close-of-escrow/</loc>
		<lastmod>2024-12-09T05:34:43+00:00</lastmod>
	</url>
	<url>
		<loc>https://brokerriskmanagement.com/advertising/using-photographs-from-the-internet/</loc>
		<lastmod>2024-12-09T05:34:42+00:00</lastmod>
	</url>
	<url>
		<loc>https://brokerriskmanagement.com/broker-practice/keep-a-copy-it-will-save-you-later/</loc>
		<lastmod>2024-12-09T05:34:42+00:00</lastmod>
	</url>
	<url>
		<loc>https://brokerriskmanagement.com/disclosures/mortgage-acts-and-practices-map-rule-advertising-disclosure/</loc>
		<lastmod>2024-12-09T05:34:41+00:00</lastmod>
	</url>
	<url>
		<loc>https://brokerriskmanagement.com/broker-practice/buyer-agent-contact-with-seller/</loc>
		<lastmod>2024-12-09T05:34:41+00:00</lastmod>
	</url>
	<url>
		<loc>https://brokerriskmanagement.com/foreclosures-short-sales/short-sale-arms-length-transaction-certificates/</loc>
		<lastmod>2024-12-09T05:34:41+00:00</lastmod>
	</url>
	<url>
		<loc>https://brokerriskmanagement.com/miscellaneous/dealing-with-law-enforcement-officers/</loc>
		<lastmod>2024-12-09T05:34:41+00:00</lastmod>
	</url>
	<url>
		<loc>https://brokerriskmanagement.com/broker-practice/code-of-ethics-and-good-risk-management/</loc>
		<lastmod>2024-12-09T05:34:40+00:00</lastmod>
	</url>
	<url>
		<loc>https://brokerriskmanagement.com/foreclosures-short-sales/seller-refuses-to-leave-at-close-of-escrow/</loc>
		<lastmod>2024-12-09T05:34:40+00:00</lastmod>
	</url>
	<url>
		<loc>https://brokerriskmanagement.com/disclosures/tds-is-still-required-of-sellers-who-have-little-or-no-knowledge-of-property/</loc>
		<lastmod>2024-12-09T05:34:39+00:00</lastmod>
	</url>
	<url>
		<loc>https://brokerriskmanagement.com/commissions/uneven-commission-splits-between-listing-and-selling-brokers/</loc>
		<lastmod>2024-12-09T05:34:39+00:00</lastmod>
	</url>
	<url>
		<loc>https://brokerriskmanagement.com/broker-practice/online-information-about-properties-and-neighborhoods/</loc>
		<lastmod>2024-12-09T05:34:39+00:00</lastmod>
	</url>
	<url>
		<loc>https://brokerriskmanagement.com/contracts-forms/drafting-contract-clauses/</loc>
		<lastmod>2024-12-09T05:34:38+00:00</lastmod>
	</url>
	<url>
		<loc>https://brokerriskmanagement.com/broker-practice/fence-on-neighbors-property/</loc>
		<lastmod>2024-12-09T05:34:38+00:00</lastmod>
	</url>
	<url>
		<loc>https://brokerriskmanagement.com/contracts-forms/reo-property-advisory-for-buyers/</loc>
		<lastmod>2024-12-09T05:34:13+00:00</lastmod>
	</url>
	<url>
		<loc>https://brokerriskmanagement.com/foreclosures-short-sales/short-sale-advisory-2/</loc>
		<lastmod>2024-12-09T05:34:13+00:00</lastmod>
	</url>
	<url>
		<loc>https://brokerriskmanagement.com/contracts-forms/notice-to-buyers-sellers-regarding-foreign-investment-real-property-tax-act-firpta/</loc>
		<lastmod>2024-12-09T05:34:13+00:00</lastmod>
	</url>
	<url>
		<loc>https://brokerriskmanagement.com/broker-practice/agents-ordering-inspections-for-clients/</loc>
		<lastmod>2024-12-09T05:34:12+00:00</lastmod>
	</url>
	<url>
		<loc>https://brokerriskmanagement.com/disclosures/epa-paint-regulations-disclosure-issues/</loc>
		<lastmod>2024-12-09T05:34:12+00:00</lastmod>
	</url>
	<url>
		<loc>https://brokerriskmanagement.com/landlord-tenant/tenant-deposits-in-short-sales/</loc>
		<lastmod>2024-12-09T05:34:12+00:00</lastmod>
	</url>
	<url>
		<loc>https://brokerriskmanagement.com/broker-practice/handling-personal-property-at-listings/</loc>
		<lastmod>2024-12-09T05:34:11+00:00</lastmod>
	</url>
	<url>
		<loc>https://brokerriskmanagement.com/advertising/other-brokers-advertising-your-listings/</loc>
		<lastmod>2024-12-09T05:34:11+00:00</lastmod>
	</url>
	<url>
		<loc>https://brokerriskmanagement.com/miscellaneous/agent-websites-what-you-must-know-if-you-have-a-personal-agent-website/</loc>
		<lastmod>2024-12-09T05:34:10+00:00</lastmod>
	</url>
	<url>
		<loc>https://brokerriskmanagement.com/broker-practice/seller-obligation-to-protect-property/</loc>
		<lastmod>2024-12-09T05:34:10+00:00</lastmod>
	</url>
	<url>
		<loc>https://brokerriskmanagement.com/homeowners-associations-condos-subdivisions/hoa-limitation-on-number-type-andor-size-of-pets/</loc>
		<lastmod>2024-12-09T05:34:10+00:00</lastmod>
	</url>
	<url>
		<loc>https://brokerriskmanagement.com/miscellaneous/hiring-unlicensed-assistants/</loc>
		<lastmod>2024-12-09T05:34:09+00:00</lastmod>
	</url>
	<url>
		<loc>https://brokerriskmanagement.com/contracts-forms/when-to-use-the-sna-and-bna-forms/</loc>
		<lastmod>2024-12-09T05:34:09+00:00</lastmod>
	</url>
	<url>
		<loc>https://brokerriskmanagement.com/broker-practice/carbon-monoxide-detector-requirement/</loc>
		<lastmod>2024-12-09T05:34:08+00:00</lastmod>
	</url>
	<url>
		<loc>https://brokerriskmanagement.com/foreclosures-short-sales/listing-brokers-must-disclose-a-short-sale-to-buyer-or-conflict-between-duty-of-confidentiality-and-duty-to-disclose/</loc>
		<lastmod>2024-12-09T05:34:08+00:00</lastmod>
	</url>
	<url>
		<loc>https://brokerriskmanagement.com/miscellaneous/swimming-pool-safety-laws/</loc>
		<lastmod>2024-12-09T05:34:07+00:00</lastmod>
	</url>
	<url>
		<loc>https://brokerriskmanagement.com/contracts-forms/short-sale-advisory/</loc>
		<lastmod>2024-12-09T05:34:07+00:00</lastmod>
	</url>
	<url>
		<loc>https://brokerriskmanagement.com/foreclosures-short-sales/fha-anti-flipping-waiver-extended/</loc>
		<lastmod>2024-12-09T05:34:06+00:00</lastmod>
	</url>
	<url>
		<loc>https://brokerriskmanagement.com/miscellaneous/beware-of-phony-buyer-fake-cashiers-check-scams/</loc>
		<lastmod>2024-12-09T05:34:04+00:00</lastmod>
	</url>
	<url>
		<loc>https://brokerriskmanagement.com/miscellaneous/when-is-a-licensed-contractor-required/</loc>
		<lastmod>2024-12-09T05:34:04+00:00</lastmod>
	</url>
	<url>
		<loc>https://brokerriskmanagement.com/commissions/salesperson-suing-for-commission/</loc>
		<lastmod>2024-12-09T05:33:44+00:00</lastmod>
	</url>
	<url>
		<loc>https://brokerriskmanagement.com/miscellaneous/auctions/</loc>
		<lastmod>2024-12-09T05:33:44+00:00</lastmod>
	</url>
	<url>
		<loc>https://brokerriskmanagement.com/taxation-property-tax/property-reassessment-scams/</loc>
		<lastmod>2024-12-09T05:33:44+00:00</lastmod>
	</url>
	<url>
		<loc>https://brokerriskmanagement.com/advertising/complying-with-vow-seller-internet-opt-out-requirements/</loc>
		<lastmod>2024-12-09T05:33:43+00:00</lastmod>
	</url>
	<url>
		<loc>https://brokerriskmanagement.com/financing-appraisals/loan-modification-referrals/</loc>
		<lastmod>2024-12-09T05:33:43+00:00</lastmod>
	</url>
	<url>
		<loc>https://brokerriskmanagement.com/financing-appraisals/loan-modification-schemes/</loc>
		<lastmod>2024-12-09T05:33:42+00:00</lastmod>
	</url>
	<url>
		<loc>https://brokerriskmanagement.com/landlord-tenant/tenant-protection-on-foreclosed-properties/</loc>
		<lastmod>2024-12-09T05:33:42+00:00</lastmod>
	</url>
	<url>
		<loc>https://brokerriskmanagement.com/homeowners-associations-condos-subdivisions/hoa-dues-who-owes-them/</loc>
		<lastmod>2024-12-09T05:33:42+00:00</lastmod>
	</url>
	<url>
		<loc>https://brokerriskmanagement.com/broker-practice/escrow-cancellation-fees/</loc>
		<lastmod>2024-12-09T05:33:41+00:00</lastmod>
	</url>
	<url>
		<loc>https://brokerriskmanagement.com/disclosures/disclosing-lawsuits-that-affect-the-property/</loc>
		<lastmod>2024-12-09T05:33:41+00:00</lastmod>
	</url>
	<url>
		<loc>https://brokerriskmanagement.com/broker-practice/e-mails-be-careful/</loc>
		<lastmod>2024-12-09T05:33:40+00:00</lastmod>
	</url>
	<url>
		<loc>https://brokerriskmanagement.com/disclosures/disclosing-old-reports-and-disclosures/</loc>
		<lastmod>2024-12-09T05:33:40+00:00</lastmod>
	</url>
</urlset>
<!-- XML Sitemap generated by Rank Math SEO Plugin (c) Rank Math - rankmath.com -->